I'm interested to hear peoples thoughts on where to go for RV insurance. I'm getting a new 13ft Scamp in August so I have time to shop around. I can add the coverage to my auto policy (Allstate) but I'd like to know what others use. Do you have roadside assistance with towing? Extra liability? What level of coverage?
Thank...
We have USAA but not all can do that company. One note, on your auto policy the trailer is covered when it is on the hitch or towing without any addl insurance. We just add a comprehensive only policy to cover storage and camping. You want to make sure roadside includes flatbed and RV towing.
Our Trailers:
2015 19 Escape
Buying or Selling Molded FG Trailers:
Fiberglass-RV-4Sale
Just got my 2016 13 ft insured as part of my TV.. replacement value cost 162. for six months full coverage.(Florida)
Good Sam has a policy which is a little higher than their normal policy that will replace your trailer if totaled with a new trailer for the first five years after purchase. After that they will pay you what you paid for your trailer. They also cover $3K of your trailers contents. Their RV roadside policy, and sicknesss on the road are separate policies.
Eddie
We use AAA RV for Roadside Assistance. The "RV" portion covers both the Tow Vehicle and the Trailer. Coverage also includes up to two tow trucks to pull you out if you get stuck somewhere. I think AAA has two or three tiers of insurance, we have the highest level they offer.
We also get one tow up to 300 miles (one per year) .
Peace-of-mind while on the road.
As Always,
Happy Scamping !!!
I assumed I needed to get insurance on our Scamp even though it is paid for. I got $9k coverage for $98 per year added to my auto insurance.
KallenWeb.com
We too have the RV Plus from AAA and it has worked out fine. Covers tow vehicle and trailer. We have had tires changed while on the interstate.
<p>Doug Allen 2016 Ford F-150 2018 Lance 1575</p>